Graduate in Agriculture, Hon-ours in Economics, Sociology & Extension Education and Certified Associate Member of Indian Institute of Bankers. Remained scholarship holder of Indian Council of Agriculture Research (ICAR) while doing the Graduation in Agriculture.

2. After retirement from a leading Commercial Bank of India studied different books on Personal Growth & Development,  attended the online courses on Website & Blog development and eCommerce on Google ( Digital Unlock ).

3. Posted the different writers creation in this Website & Blogs.